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Abstract

Craig Start, President of MDA Insurance, emphasizes the critical need for dental professionals to have a comprehensive plan for career-ending injuries or illnesses. He outlines a necessary financial safety net that includes life insurance for heirs, disability income insurance to maintain personal lifestyle, and business overhead expense insurance to protect practice value. The article provides data showing many individuals are underinsured and urges dentists to obtain professional reviews of their insurance portfolios to protect against unpredictable risks.

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