Abstract
As you approach retirement, managing investment risk is crucial. Instead of simply swapping stocks for bonds, consider your unique goals and risk tolerance to create a personalized portfolio. Traditional guidelines like subtracting your age from 100 to determine stock allocation may not be sufficient. Diversify with high-quality bonds, hedged equity strategies, and alternatives like private real estate to balance risk and return. Conduct a cash flow analysis to tailor your portfolio to your specific needs, and consider professional advice to navigate the complexities of retirement planning.
Recommended Citation
Mills, Dylan
(2024)
"MANAGING RISK AS YOU PREPARE FOR RETIREMENT,"
Virginia Dental Journal: Vol. 100:
No.
2, Article 15.
Available at:
https://commons.ada.org/vadentaljournal/vol100/iss2/15