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Abstract

Virtual credit cards, or VCCs, have become standard for some insurance companies to streamline and simplify payment processes between insurance companies and dental practitioners. However, rather than making things easier, VCCs have exacerbated already difficult financial challenges for all dentists. These added difficulties include transaction fees, delays in payment processing, and additional administrative burdens. The MDA placed the issue of virtual credit cards on its 2024 legislative priorities and began to take action.

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